SIP Calculator | Next TechLabs

About the SIP Calculator

A SIP (Systematic Investment Plan) calculator projects how a fixed amount invested every month could grow over time at an assumed rate of return. Because each contribution compounds for the rest of the period, regular investing can build a surprisingly large corpus from modest monthly amounts.

Enter your monthly investment, the expected annual return, and the duration to see the projected maturity value alongside the total you actually invested. The expected return is an assumption, not a guarantee — real market returns vary year to year.

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How to Use the SIP Calculator

Enter the amount you plan to invest each month.
Enter an expected annual rate of return.
Set the investment duration in years.
Compare your total invested against the projected maturity value.

Frequently Asked Questions

Is the projected return guaranteed?

No. SIPs in market-linked funds carry risk, and the expected return you enter is only an assumption. Actual returns can be higher or lower and vary year to year.

How does a SIP build wealth from small amounts?

Through compounding and time. Each monthly contribution keeps growing for the remaining duration, so early investments contribute the most to the final value.

What return rate should I assume?

Use a realistic long-term estimate for the type of fund rather than an optimistic peak. Comparing a few scenarios gives a more honest picture.